ExecStack.ai  /  Benefits Analytics
Sample Client LLC — Workforce & Benefits Demographics
2025 → 2026 · Year-over-year comparison
Prepared by ExecStack.ai · Census-only analysis
View:Year-over-year2026 only2025 onlyShowing both years side by side — use tabs to explore each dimension.
Overview
Plan Enrollment
Waiver Analysis
Plan Movement YoY
Workforce
Contributions
Key Findings
Overview · Year-over-Year
Where Is the Group Right Now?
2026 snapshot · 405 active employees across 7 divisions · Post-OE census analysis
Active employees
405
+11 vs 2025 · 540 total census
Medical participation
76.3%
↓ 4.7 pts from 81.0% in 2025
HDHP adoption
60.2%
↓ 5.0 pts · 186 enrolled
Turnover rate
25.0%
= identical to 2025 · 135 terms
Waiver rate
23.7%
↑ 4.7 pts from 19.0% in 2025
Avg annual salary
$100,058
+$1,516 from $98,542
Year-over-year headcount
Workforce stability: Total active headcount grew by just 11 employees year over year — 394 in 2025 vs. 405 in 2026. Behind that stability is a 25.0% turnover rate: 135 employees on census a year ago are no longer with the company. Two consecutive years at identical turnover signals a structural challenge, not a one-time event.
Workforce movement — 12 months
Retained
293
72.4% of 2025 roster
New hires
112
Joined in 12 mo
Departed
135
Left in 12 mo
25.0% gross turnover is meaningful for benefits. New hires have lower per-capita claims in their first year — younger, lower utilization, no established care relationships. A favorable factor on claims experience as long as the replacement cohort stays younger.
Age distribution — both years
Division headcount — YoY
NE Ops grew most (+18). Technology contracted (-9). Client Services gained +17.
Audit flags at a glance
Dep. eligibility
65
In 2026 file
Tobacco reversals
23
No cessation record
HSA zero-contrib
32
Seed only
Interco. transfers
10
HSA pro-ration
All benefit lines at a glance — 2026
76.3%
Medical
↓ 4.7pts
78.3%
Dental
↓ 0.4pts
74.6%
Vision
↓ 3.6pts
31.1%
HSA
↓ 3.7pts
13.6%
FSA
↓ 0.9pts
47.4%
Vol Life EE
↑ 1.2pts
27.7%
Critical Illness
↑ 4.1pts
26.7%
Accident
↓ 5.0pts
18.0%
Hospital Indem.
↓ 3.6pts
13.3%
Legal Plan
↓ 0.4pts
100%
Basic Life
ER-paid
$100K
Avg salary
↑ $1.5K
Confidential — ExecStack.ai · For Sample Client LLC Leadership Only · Census-derived analysis, 2025 & 2026
Synthetic sample client · illustrative analysis · not a real employer
Decision-support estimates — not actuarial, legal, or tax advice.
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